Tuesday, December 4, 2012

Why do people turn to perfect strangers on line for answers to serious questions?

Q. I'm referring to those questions best answered by a doctor or vet or are relating to facts best answered by trained professionals, even if that professional is a stock broker or CPA. This seems crazy to me. Do they really follow the advice given?
Remember folks, I said serious questions, I'm not referring to opinions on life stuff.

A. 'cause it's FREE! They are willing to take a chance, rather than pay a professional.


How many questions are too many for a pair of gerbils?
Q. OK, my sister is giving away her gerbils for free with everything included, and this guy emails me asking for pictures and says they will be perfect for his daughter who is 10. So I ask these questions:

*Has she had any experience with other animals before?
*Is there any animal in the house that could potentially harm the gerbils?
*Where are they going to be kept in the house?
*Will they be held regularly?
*Will you have a petsitter if you go away?

Too many?? Please tell me what you think.
I am not able to give them to a pet store, as they will take none over the age of a year. I also have no close friends or relatives that wants them. Thanks for the suggestions though.

A. Those are good questions to start with ...

Quite simply, keep asking questions until you are either satisfied you will be re-homing your sister's gerbils to a responsible keeper ... or until you feel this prospect is not the right one.

A couple more questions to consider also asking:
What foods will you be providing? treats?
Is their vet close at hand and are they experienced with exotic/pocket pets?

Just keep writing down all the questions you feel you need to ask ... you may not need to ask all of them, hoepfully some of the answers will be volunteered.


Have any of you pet rat owners taken your rat to the vet for a cold?
Q. How much did the vet charge and what did they do?

A. Several times. I used to work at a vet hospital where it was free for me to do so, but since I moved my new vet charges me $30 for an exam and $8-$25 for medication (depending on what brand of drug is chosen).

Usually the vet will do a general examination, listen to the rat's heart and lungs, palpate the abdomen, look at its eyes, ears, and nose, and generally observe the rat. If the rat has a respiratory infection it is usually very obvious, with sneezing, wheezing, and rattling sounds in the lungs that can easily be detected with a stethoscope. They will then weigh your rat to figure out the proper dosage of antibiotics and prescribe some to you (usually Baytril or Doxycycline) and tell you how much to give, how often to give it, and how to give it (usually by mouth). They will often tell you to call them in a few days and let them know if your rat has gotten better or worse. If there is no change or he has gotten worse, they will usually switch antibiotics, or add another one. Rats can get multiple bacteria that cause respiratory infections and sometimes need to be on a few different antibiotics for an effective treatment.

I hope that answers your question, good luck with your rat!


The question I would ask is: How will you take better care of our seniors and disabled persons in healthcare l
Q. Hillary explain your mandatory health care and the cost to us.
The question I would ask is: How will you take better care of our seniors and disabled persons in healthcare like the donut hole and in nursing homes and veterans care after serving?

A. She hasn't addressed these issues that I can see.
She was part of the Congress that created the idiotic donut hole for Medicare.
She's part of the Congress that keeps jacking up Medicare premiums AND trying to "save" money by ripping off docs, but you don't see hospitals or insurers taking a hit.
In the US, Medicare is going bankrupt. In 1998, Medicare premiums were $43.80 and in 2008 will be $96.40--up 120%. "Medigap" insurance is common because of the 20% co-pay required for service. Medicare HMOs are common because they reduce that burden without an extra charge in many cases. HOWEVER, many procedures which used to have no or a low co-pay NOW cost the full 20% for the HMO Medicare patient. ALSO the prescription coverage they tended to offer has been REDUCED in many cases to conform to the insane "donut hole" coverage of the feds. Doctors are leaving Medicare because of the low and slow pay AND because the crazy government wants to "balance" their Ponzi scheme on the backs of doctors.
"That dark cloud lurking over the shoulder of every Massachusetts physician is Medicare. If Congress does not act, doctors' payments from Medicare will be cut by about 5 percent annually, beginning next year through 2012, creating a financial hailstorm that would wreak havoc with already strained practices.

Cumulatively, the proposed cuts represent a 31 percent reduction in Medicare reimbursement. If the cuts are adjusted for practice-cost inflation, the American Medical Association says Medicare payment rates to physicians in 2013 would be less than half of what they were in 1991."
http://www.massmed.org/AM/Template.cfm?Section=vs_mar05_top&TEMPLATE=/CM/ContentDisplay.cfm&CONTENTID=11037

As we get an aging demographic AND more folks who never even had kids, the government will have to either shell out more or there will be a lot of old folks offed to save money--ditto vets.

She's NEVER addressed the actual health care cost problems--which include shortage of doctors and nurses, NO price transparency, NO free market so competition and cost-cutting are defeated. But what SHOULD be fixed is the illegal activities of the few big insurers who run the marketplace:
When 75% of the people who declare bankruptcy over medical bills ARE INSURED, then insurance is CLEARLY not the answer.
"Aldrich�s situation is "asinine" but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. each year, said that ratio has likely worsened since the data was gathered.
...
Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. "
http://www.msnbc.msn.com/id/20201807/

Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money http://www.thenationalcoalition.org/DrPeenotestimony.html

Furthermore:
"the vast majority of health insurance policies are through for-profit stock companies. They are in the process of �shedding lives� as some term it when �undesirable� customers are lost through various means, including raising premiums and co-pays and decreasing benefits (Britt, �Health insurers getting bigger cut of medical dollars,� 15 October 2004, investors.com). That same Investors Business Daily article from 2004 noted the example of Anthem, another insurance company. They said the top five executives (not just the CEO) received an average of an 817 percent increase in compensation between 2000 and 2003. The CEO, for example, had his compensation go from $2.5 million to $25 million during that time period. About $21 million of that was in stock payouts, the article noted.

A 2006 article, �U.S. Health Insurance: More Market Domination, More CEO Compensation�
(hcrenewal.blogspot.com) notes that in 56 percent of 294 metropolitan areas one insurer �controls more than half the business in health maintenance organization and preferred provider networks underwriting." In addition to having the most enrollees, they also are the biggest purchasers of health care and set the price and coverage terms. ��The results is double-digit premium increases from 2001 and 2004�peaking with a 13.9 percent jump in 2003�soaring well above inflation and wages increases.�" Where is all that money going? The article quotes a Wall Street Journal article looking at the compensation of the CEO of UnitedHealth Group. His salary and bonus is $8 million annually. He has benefits such as the use of a private jet. He has stock-option fortunes worth $1.6 billion."
--Save America, Save the World by Cassandra Nathan pp. 127-128

"Insurance Companies Robbing Patients
Robbing patients to pay CEOs leads to unprecedented medical insurance corporation greed.
Thursday, January 3, 2008 8:52 AM
By: Michael Arnold Glueck & Robert J. Cihak, The Medicine Men"
http://www.newsmax.com/medicine_men/medical_insurance/2008/01/03/61543.html

Sensible plan:
QUALITY, ACCESSIBLE, AFFORDABLE health care for all.
That means preventative care (physical with follow up). Real medication (no Medicare "donut holes" the really ill are ripped off again.) No bogus ridiculously low "caps" on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented).
http://www.booklocker.com/books/3068.html
Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
Cassandra Nathan's Save America, Save the World





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